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Useful ways to simplify your financial life

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Managing your personal finances doesn’t have to be so complicated; it doesn’t have to be such a herculean task. There are ways to simplify the management of your personal finances and get a good grip on your expenses. Jumia Travel, the leading online travel agency, shares 5 useful ways to simplify your financial life.

Have Just 1 or 2 Credit Cards

It is much easier to control your spending when you have just 1 or 2 credit cards compared to when you have 5 or 10. If you have multiple accounts with different banks, you can decide to just take 1 or 2 of your credit cards when going out to avoid the temptation that comes with having multiple cards.

 

Live Debt Free

This is easily one of the best ways to simplify your financial life. Debts have a way of making life more complicated than it should be; owing debts costs you a lot more than money and can be a serious source of stress. It is best to avoid having or accumulating debts for any reason, and if you are already in debt, immediately begin planning a way out of it before it exceeds what you can handle. You need to plan your way out of debt because you can’t just become debt free overnight, you need a plan, discipline and determination to get out of it.

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Consolidate Your Bank Accounts

Minimize the number of bank accounts you have. When you consolidate your accounts, it will be easier for you to keep up with them, review them and reconcile your statements. Consolidating your accounts will honestly save you time and money on expenses that trail the use of multiple accounts. The same also applies to your retirement accounts, consolidating your retirement accounts will make it much easier to manage your retirement assets.

 

Budgeting

Honestly, the importance of budgeting in your financial life cannot be overemphasized. Budgeting has been many times referred to as the key to financial security and is a great way (if not the only real way) to keep track of and organize your spending. Just ensure that when using a budget you respect it and are disciplined enough to let it guide your spending.

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Cut Down or Cut Out Subscriptions or Services You Don’t Need or Use Regularly

Review your subscription and services, identify the ones that are more or less defunct and cut off payments on those subscriptions or services that you no longer need. For the subscriptions or services that you don’t use regularly, you can stop payment for them in the meantime and continue when you do need them. This will help you to significantly simplify your finances and cut back on unnecessary expenses. The fact is, the fewer payments you have to make, the simpler your finances will be.

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I Will Fight For This Mandate Till The End-Peter Obi

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Peter Obi

The vice presidential candidate of the People’s Democratic Party (PDP) in the 2019 presidential election has said that he will fight for his his mandate till the end.

Obi said this in his speech at the 8th stakeholders meeting of Anambra State chapter of the PDP titled,” Repositioning for power and good governance”.

At the event which held in Awka, Obi said he was ready to lay down his life to deliver Nigerians from the hardship witnessed all over the country.

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Alleging that every Nigerian now wants to identify with the PDP because they have lost confidence in the ruling APC government, the former Governor of Anambra State added that he is ready to fight for the party’s mandate to its logical conclusion in court.

 

“I am ready to lay down my life to ensure that Nigerians are rescued from the hardship inflicted on them by the President Muhammadu Buhari-led government in the country.

“ I will fight for this mandate till the end. The person who is at the helm of affairs today ran for four times and nobody killed him. So, I am not afraid because when PDP was in power it did not kill anybody,” he said.

Recall that the PDP closed its case at the Presidential Election Tribunal in Abuja on Friday, July 10.

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Why We Invited Timi Dakolo, Wife-Police

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Protests Will Not Make Me Release El-Zakzaky, Buhari Tell Shiites

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President Muhammadu Buhari has told protesting Shiites that no amount of protest will make him order the release of El-Zakzaky.

The President made the revelation while warning shiite members to desist from their protest.

Buhari also appealed to the Shiite members to desist from unnecessary violent protests and await the decision of the court in Kaduna where their leader is currently being tried.

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The President spoke through his Senior Special Assistant on Media and Publicity, Garba Shehu.

Shehu who spoke on the issue of El-ZakZaky said since the issues was before the court in Kaduna, supporters should focus on the on-going trial instead of causing daily damages, disruptions and public nuisance in Abuja.

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According to the presidency, it is wrong to be in court and resort to violence at the same time in order to get justice for anybody accused.

Members of El-Zakzaky’s spiritual group have been protesting the of their leader who is facing trail for alleged breach of public peace.

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